Personal Vehicles

If you are using your personal vehicle for work related duties, your personal insurance policy would respond for accidents in involving injury or damage. In Ontario, insurance follows the vehicle regardless of the driver or legitimate activities of the vehicle. The Ontario insurance act requires any accident involving damage or injury to be reported to your insurance company within 7 days. It would be beneficial to consult with your insurer if you are using your vehicle for work purposes to ensure you meet the proper declaration requirements of your policy.

Algonquin College holds additional liability insurance that may be applied if your personal limits have been exceeded. This policy does not cover physical damage or your vehicle.