Month: March 2019

Paying for College: Easier Than it Sounds

College is a blast. It’s a time to experiment, to make friends, to learn things and to discover yourself. It’s an opportunity to study whatever you want with other, like-minded individuals. It’s being a part of something bigger than yourself. It’s every scholar’s dream. Paying for college, however, is every student’s nightmare. But it doesn’t have to be! Here’s some advice on how to make and save some money so you don’t have to worry about that anymore.

“Leave Britney a loan!”

Student loans can be great way to start your academic career without having to fork over the cash right away. Just take a deep breathe, relax, and look into OSAP. OSAP has two types of funding: loans and grants. Bonus: you can decline the loans and only accept grants. Some other advantages, you don’t have to start repaying your OSAP until you graduate.

Banks and credit unions also offer student loans. Pro-tip: repayment for banks loans tends to be more aggressive than OSAP, so keep that in mind. Just remember that if you are getting a loan to pay for College, keep that money geared towards your education. Having money leftover after paying for tuition doesn’t necessarily mean it is time for a new smartphone.

“You better work!”

Part-time jobs are the traditional way to pay for college. With a job market as attractive as Ottawa’s is right now, it’s the easiest way too. That’s right! Ottawa has one of the hottest job markets in Canada right now according to the BMO Capital Markets list. We have the highest employment growth, lowest jobless rate, an impressive median income, and so much more.

Work on your CV and send out some cover letters! Take a look at all the possibilities. If you need even more help, look no further. Meet with a career advisor at Algonquin College today. Our wise, and determined councilors will help guide you. The best part? They’ll help you out before you even become a student.

You also have the option of attending an AC Career Clarity workshop. Don’t feel like socializing? They offer one-on-one consultations too. Don’t feel like leaving the comfort of your bed? Check out the interactive video modules. Nowyou have no excuses. Grind, grind, grind, friend!

A Bursary is a courtesy

Who doesn’t like free money? Regardless of whether you qualify for OSAP or not, applying for bursaries and scholarships should be your next move. Check this out to see hundreds of the latest available bursaries and scholarships in Canada.

You can also apply for bursaries and scholarships through your ACSIS. The bursary application opens in August, December, and April. Make sure you apply every semester.

This option requires the least effort out of the bunch. All you have to do is apply, and wait for the cash to roll in.

“Hasta la Visa, baby.”

If you’re eligible for one, opening a line of credit is a quick and easy way to cover all your expenses. You can make monthly payments, and build good credit. Students are sometimes granted a grace period to make the full repayment after graduation, so that’s cool too.

There are pros and cons to everything and a line of credit is no exception. They come with a lot of responsibility. On the con side, you have to make sure that you aren’t overspending, and that you pay the interest while you’re still in school. Also, interest rates are variable, which means they can increase whenever. Opening a line of credit mightalso disqualify you from certain bursaries or scholarships so make sure to read the fine print.

The good news is the you don’t need to have financial need to apply. This is especially great for those who don’t qualify for OSAP or whose parents’ incomes disqualifies them from Government loans. Anyone can open a line of credit. You also have the option of consolidating your debt on your line of credit and pay the interest there rather than on your credit card.

If you’re considering opening a line of credit, check this out to see which bank suits you best

“Everyday I’m hustlin’.”

If you’re already doing all this and you’re looking for more, first of all congrats, that’s awesome. Secondly, maybe you should consider a side-hustle. Side-hustles are essentially just jobs you do for fun. You basically get paid to do your favourite hobby.

A wise man once said, “If you’re good at something, never do it for free.” Or maybe that was Joker from that one Batman movie? Either way, find something you’re good at and start charging people.

Become a tutor. Open an Etsy shop and sell something. Have a bake sale. Sell some clothes on online, or at a consignment shop. Babysit. Collect recyclables and bring them to a recycling center. Rent out a spare room for storage. Become a tasker – complete other people’s basic tasks like groceries, or yard work. Dabble in voice acting on Fiver. Become an Uber or Lyft driver. With the Gig economy on the rise, there’s lots of money to be made. The possibilities are endless really. Get creative.

Don’t freak out

The most important part of growing up is facing your problems head-on. It’s time to do just that. College is supposed to be an exciting time. You’re going to learn and experience so many life-changing things! How are you going to enjoy any of it if you’re too busy stressing over tuition? Use this helpful advice, take a seat, kick back, and relax. You got this, pal.

Gentleman smashing the pig bank

You don’t need to break the bank just to go to college.

Chelsie McHugh is a third-year Advertising and Marketing Communications student. She’s a funny, fiery redhead with a passion for writing.

Tips and Tricks: Saving Money – Make Your Cash Last

Listen, friend, we all struggle with money problems. If you’re having a hard time relating to Cardi B’s Money, here’s what you should do.

Budgeting is key

This is probably the most challenging tip on our list, but it’s easily the most effective. It’s all about perspective and discipline. Little changes can make a big difference. Bring your lunch to school or work, make coffee at home, shop with coupons (download the Flipp app to make it easier), live with roommates or your parents, buy things you need rather than things you want.

If you need more budgeting resources, check this out or snag a free template.

Another great trick is the 10% trim method. This is when you find one expense and figure out a way to reduce by 10%. For example, if you buy a specific meal every week, maybe you can save 10% of your money by learning to cook it yourself. Eliminating 10% of your expenses from specific line items will really start stacking up.

Remember, you don’t have to do this all at once. Start by taking baby steps, and it’ll become a habit in no time. Get creative but stick to your budget.

Coupons, discounts, points, loyalty cards…

If retail therapy is harder to quit than you anticipated, we suggest asking about student discounts. Certain stores like Adidas, ASOS, Champion, and even IKEA can take up to 30% off your total. Check out the full list here. No student discount available? Don’t forget the tried and true method of cutting out coupons.

If shopping online is more your style, take a look at the Honey plug-in to make your life a little easier. Honey will find discount codes for you and apply them to your cart at check-out. It’s an easy way to save, and feel a little better about spending your cash.

Don’t forget about groceries! Shopping with coupons is one thing, but why not sign up for rewards programs? These are great opportunities to save money on things you were going to buy anyway. Take PC Optimum Rewards for example. The more points you collect, the more money you save. You can even redeem your points for free groceries!

Man showing his coupons

Take advantage of discount cards, and loyalty programs. If it saves you money, it’s a good idea. A lot of stores accept the SPC card. These nifty, little cards can score you discounts on things like food, clothes, and so much more.

Put your money to good use

You actually need to do something with all the money you are saving. Anytime you cut from your budget you should transfer that cash difference to a high interest savings account (1-2%), tax free savings account (TFSA), or debt payment. Pay off your credit cards, and bills. Buy some decent kitchenware that’ll last you a long time. Get a Costco membership. Invest in some nice business attire you can wear to future interviews. The choice is yours, but be sure to make it a wise one.

Take it easy

With any skill, practice makes perfect. The same goes for budgeting. It’s really, really hard to make your money last. We get it. That’s why we want to help. Life is supposed to be fun, and though you should focus on budgeting, don’t forget to live a little. You’ve got this.

Health Sciences Programs: Helping Others

You want to help others. You’re motivated by concern for those around you, have strong communication skills, and enjoy working as part of a team. You know that small details make a big difference. Algonquin College Health Sciences programs will set you up for success. Here are a few options for you to consider:

Algonquin College Health Sciences programs

Personal Support Worker

This program provides you with the all knowledge and practical skills it takes to work as a care provider in a wide range of health-care environments — delivering person-centred care to individuals of varying ages. You’ll be more than ready for a long, wholesome career as a caregiver.

In just two semesters, the Personal Support Worker program prepares you for anything and everything. You’ll learn from — and connect with — real industry workers and promote healthy living. They’ll teach you how to engage with people and families of various ages and with different health-related needs. You can take this program at our Perth, Pembroke, or Ottawa campuses.

If you’re a caring, compassionate person, this is the program for you. It’s hard work, but improving someone’s quality of life is the greatest reward of all.

Dental Assistant

Dental Assistant

If you’re a detail-oriented critical-thinker, look no further. The Dental Assistant program may suit you perfectly. This one-year program teaches students clinical chairside and laboratory skills, intra-oral care, radiography, as well as oral health education and promotion.

You’ll get to apply the information you learn in class and put your skills to the test during a two-week work placement in a real dental office. If you possess strong time management, communication, organizational skills and like to work in a fast-paced team environment this career may suit you.

Massage Therapy

Massage Therapy

This three-year program is great for those who are passionate about changing people’s everyday lives. If you’ve got a nurturing touch, and you’re empathetic and respectful when communicating, this could be a match made in heaven.

Massage therapy is all about making people comfortable. Whether it’s knee pain or back problems, you’ll be improving someone’s quality of life one session at a time. This program teaches students anatomy, physiology, pathophysiology, massage theory, communication, entrepreneurial and professional skills. You’ll learn to perform safe, competent, and comprehensive massage therapy.

Other options

If these programs don’t fit the bill, don’t sweat it. Algonquin College has dozens of other Health Sciences programs to offer. There’s something for you here.

Chelsie McHugh is a third-year Advertising and Marketing Communications student. She’s a funny, fiery redhead with a passion for writing.

Big Industry, Bigger Opportunities

Are you interested in joining the largest, fastest-growing industry in the world? Welcome to the Service Industry. Allow us to introduce the Culinary Management, Tourism — Travel Services, and the Bachelor of Hospitality & Tourism Management (Honours) (Co-op) programs right here at Algonquin College!

Culinary Management

Do you dream of working in a kitchen? Or maybe even someday owning and operating your own restaurant? Well, Chef, we’ve got news for you: the Culinary Management program is calling your name. If you aren’t afraid of long hours, hard work, and constructive criticism, consider the College’s Restaurant International your new home.

This program will help you improve your time management, communication, and organizational skills, as well as your overall creativity. Work independently and contribute to team work. There’s never a dull moment in the kitchen.

Tourism

Tourism — Travel Services

This two-year program is highly-recognized and endorsed by the Association of Canadian Travel Agencies (ACTA). Learn the ins and outs of the fast-paced tourism and travel industry. Gain insight on everything from social media use, to world geography, to customer service excellence. If you’re a well-rounded team-player, you’ll fit in just fine.

The program offers students the opportunity to make lasting connections with real industry professionals through hands-on field placements. Work as a team, make lots of friends, and build a strong network. In a field as exciting and dynamic as this one, you’ll be sure to work hard and have fun doing it.

The Tourism — Travel Services program sets you up for success. Graduates are strongly encouraged to apply to ACTA and complete the national certification examination to be accredited as a Certified Travel Counsellor (CTC).

Graduates can pursue careers in the accommodations sector, travel service providers, transportation service providers, attractions, tour operators and government tourist offices. This program opens so many doors — the sky’s the limit.

Hospitality

Bachelor of Hospitality and Tourism Management (Honours) (Co-op)

In four short years, including two paid co-op work terms, the Bachelor of Hospitality & Tourism Management (Honours) (Co-Op) degree program equips you with a powerful set of skills. Students are prepared for a long, exciting career in management in the hospitality and tourism industry.

Designed with extensive input from the industry, the program focuses on management skills, human resources, and marketing. If you’re interested in learning about leadership, critical-thinking, teamwork, communication, and problem-solving, apply today!

Other options

If these programs aren’t quite your style, Algonquin College offers dozens of alternatives! There’s something for you here. Whether you want to be a chef, a tour operator, or a restaurant manager, you’ll gain the skills and real-world experience that’ll serve as a foundation for your career in this growing area.

Chelsie McHugh is a third-year Advertising and Marketing Communications student. She’s a funny, fiery redhead with a passion for writing.

Devoted to Helping Others? Check This Out.

Do you like helping others? Are you a devoted member of society, who always goes out of their way to be kind and do the right thing? If that sounds like you, that’s great! Did you know that Algonquin College can give you the opportunity to put those awesome traits to good use? Allow us to introduce the Police Foundations and the Bachelor of Public Safety (Honours) (Co-op) programs.

Police Foundations

In a nutshell, Police Foundations is the first step to an invigorating, dynamic career in law enforcement. From communication skills, to physical fitness, you’ll be challenged in more ways than one.

This is the perfect program for courageous people interested in the investigation process, police powers and procedures, community policing, and so much more. You get to learn how to be a real police officer from real police officers.

Build a strong moral character. Put your leadership skills to the test. Make important decisions on the fly. Improve your overall communication skills. Work on your problem-solving skills. Mediate difficult ethical dilemmas. Get familiar with the nooks and crannies of the legal system. Learn from real industry professionals. There are endless possibilities in the Police Foundations program.

Bachelor of Public Safety

Bachelor of Public Safety (Honours) (Co-op)

Public Safety involves everything from countering crime, to emergency management, to security. Get involved in theoretical and experiential courses taught by passionate industry leaders. If you’re interested in taking an in-depth look at man-made or natural threats, information security, and critical infrastructure, your search for the perfect program is over.

Perfect your quick-thinking, team-building, and decision-making skills. Live an active and diverse lifestyle. The world is a puzzle and this program teaches you how to put it back together.

This program gives you the opportunity to conduct research, and work in two paid co-op terms. Learn on the job, and experience the industry first-hand. Graduates from the Bachelor of Public Safety (Honours) (Co-op) program will have career opportunities in military and crime prevention, as well as private sector or non-profit organizations, and government. You can be a real hero.

This is also an easy way to start connecting with people. Create real inter-professional and personal relationships. This exciting industry is filled to the brim with kind-hearted, hard-working, determined people who want you to succeed. They’re all rooting for you.

Other options

If these programs aren’t quite your style, Algonquin College offers lots of alternatives! These programs range from Advanced Care Paramedic to Law Clerk. If you’re devoted to helping others and making a real change in the world, there’s something for you here. Whatever you choose, you’ll be making a huge difference. We need more people like you. Rock on!

Chelsie McHugh is a third-year Advertising and Marketing Communications student. She’s a funny, fiery redhead with a passion for writing.

Creative? Check This Out.

Are you creative and endlessly curious? Do you love anything involving art, design, or music? If that sounds about right, great! In the Art and Design programs at Algonquin College, you’ll find the kind of real-world experience that becomes the foundation of your education. These programs can set you up for a successful career in any creative industry.

Allow us to introduce a few options for you to consider:

Game Development

This three year program prepares you for an exciting, dynamic career as a game developer. You learn everything from game design and development, traditional and digital imaging, authoring, animation and programming. If you’re creative, love math, computer programing, and you’re up for the challenge, the Game Development program awaits. You’ll become a pro in no time!

Graduates can pursue careers in entertainment, education, consumer products, and even government. This program opens countless doors. Use the WASD keys to walk through them.

Animation

Animation

If you’re a visual hands-on thinker, and love to draw, this program may suit you perfectly! The Animation program teaches students traditional, 3D, 2D tradigital, and video game animation techniques. You can become a well-rounded animator, ready for whatever the industry throws your way.

Algonquin College animators learn from real industry professionals. Our crew is always up to date on the latest techniques and software used in the industry. In just three years, they’ll get you ready for anything.

If that’s not enough to convince you, how does an Oscar sound? How about multiple Oscars? You read that right. Algonquin College Animation alumni, Trent Correy, won an Oscar for his work on critically acclaimed movies like Zootopia, Moana, and Frozen. Trent actually helped create Olaf from Frozen! This year, another alumni, Scott Armstrong, won an Oscar for his work on Spiderman: Into The Spiderverse. Pretty cool, eh?

Music Industry Arts

Music Industry Arts

Is music something you’re super passionate about? Good. There’s something for you at Algonquin College. The Music Industry program is a lively, fast-paced, 45 week program that prepares you to work as as a producer, engineer, and musical professional in today’s music industry.

You learn about the industry as a whole, but also gain insight on the business aspects as well. Did you we mention that you gain full access to a real, professional recording studio? Rock on.

Want to learn more about this awesome program? Here’s a sneak peek of our latest commercial that features the Music Industry Arts studio!

Other Alternatives

If these programs aren’t quite your style, not to worry. There’s something for everyone. Don’t believe us? Check out the many other art and design programs! No matter what you choose, you’re sure to learn lots and have a blast doing it. You’ll excel at whatever you put your mind to.

Choose Your Own Adventure: Business Edition

Are you analytical, decisive, organized, and ready for action? If that sounds about right, you should consider one of the many business programs Algonquin College has to offer!

Business Fundamentals

The business industry is always changing from one minute to the next. The same goes for the Business Fundamentals program. In as little as one year, you can learn how to manage your very own business. How’s that for fast-paced?

This program is all about exploring your passion for business and getting your career off the ground. If you aren’t sure which industry you want to immerse yourself in, this is the program for you. Get a taste of business basics. Develop a fundamental understanding of the business world. From key principles and practices to workplace technology, entry-level to your own start-up, this program will teach you the foundation of everything.

Get involved in the exciting world of Accounting, Human Resources, Finance, Marketing or Management and Entrepreneurship. This industry is so dynamic, no two days will ever be the same.

Business Fundamentals

Business — Agriculture

You read that right. The agriculture industry is growing faster than ever (pun intended). This sophisticated and complex industry is always looking for detail-oriented professionals to get immersed in agribusiness. If you aren’t afraid to get your hands dirty, look no further.

There are so many different things to do when working in this environment. There’s never a dull moment. Make decisions about crop/herd selection and improvement, pest and soil management, equipment maintenance, farm safety and agricultural production. Whether you’re interested in entry-level farming or working as an entrepreneur, the Business Agriculture at our Perth Campus program will set you up for success.

Business Fundamentals

Business Administration – Core

This three-year advanced diploma program allows students to develop a wide range of skills that are always in high-demand in the business community. Your career will take off in no time.

This program places a strong focus on the following professional disciplines: Accounting, Finance, General Business, Human Resources, International Business, Marketing, and Supply Chain and Operations Management. If you know what you want to do (or want exposure to lots of areas to help you decide), this is the program for you. In Business Administration, you’ll learn the learn the skills you need.

It works like this: you enter first year into the program, study for 3 semesters in all the major areas of business, and then in your 3rd semester you “choose your major”. Your studies focus on this major area for the remaining 3 semesters (and when you graduate, you’ll finish with a Business Administration — Marketing diploma).

Students have the opportunity to develop a close relationship with real business professionals. This is an incredible chance to network and make lasting connections in the classroom and the field. The advanced three-year diploma can give you an edge on the competition that only has a two-year diploma when entering the workforce.

Other Options

If these programs don’t make the cut, why not consider the dozens of alternative business programs Algonquin College has to offer? If you’re hard-working, dedicated, and decisive, there’s something for you here. No matter what you choose, your can-do attitude, charm and driven nature will get you far. You got this!

Multiple Offers? Consider This.

So you’re getting multiple offers from a bunch of schools? First of all, congratulations! That’s awesome. Secondly, it sounds like you’re going to have to make a big decision soon. Weighing all the pros and cons. Staying up all night over-analyzing everything. Talk about overwhelming. That’s why we want to help!

Here’s what you should consider before accepting anything:

Finances

Some schools cost more than others. It’s important to make sure that you can actually afford to go to school. Are there financial aid programs you can take advantage of? Are you living on your own, with roommates, or family? Make sure to A all those Qs.

Location

While we’re on the subject of moving, is this school far away? Are you ready to commit to a new place for the next chunk of your life? Consider if the commute is bearable, or if the ride to your parents’ place isn’t too long.

Student Commons

Campus

This one’s all about the vibe. How does the campus make you feel? Are you getting a good vibe or a bad one? Are your chakras aligning or totally all over the place? Are you at peace or do you want to peace out? You don’t want to study in a place that makes you anxious or uncomfy. Some campuses offer more on site facilities and services, such as health centres, mental health services, or support for accessibility. Should you require additional support during your time in post-secondary, consider if your new campus offers those extra services.

Friends

We all know about the importance of the buddy system. This applies to post-secondary education as well. Do any of your friends attend this school? Do you know anyone who goes there or are you going in as a lone wolf? Don’t forget your new school will be a great place to make new friends as well. Take a minute to consider if having some study buddies is important to you.

Career

You’re probably going to college or university to gain skills and get a great job in a field you’re passionate about. That’s the “be all, end all” thing to consider. Is this place the right fit for your future career? Is this the best career move you can make? Do they offer work integrated learning such as field placements or co-op for your program? Think about how prestigious you can make this place look on your CV.

Friendly Reminder

Algonquin College offers are fresh out of the oven, being sent to future students’ doors right now. It’s imperative that you confirm your choice on ontariocolleges.ca before May 1st, and pay your tuition fee deposit before June 15.

If you’ve got your heart set on Algonquin College (we don’t blame you, we’re great), here’s what to do once you’ve been accepted. Pro-tip: if you’ve been accepted into a highly competitive program, try your best to make your decision quickly. You don’t want to miss that opportunity.

Final Thoughts

Accepting an offer is a big deal, we just want to make sure that you’ve considered all your options. After all, only you know what benefits you most. The most important thing to reflect on is if this decision will make you happy. Whatever you choose, you’ll knock it out of the park. You got this, friend!

Chelsie McHugh is a third-year Algonquin College – Advertising and Marketing Communications student. She’s a funny, fiery redhead with a passion for writing.

Ottawa vs. Cornwall: The big choice

Ottawa vs Cornwall

Are you thinking about heading to college sometime soon? Deciding whether to go to school in your hometown or peace out for a bigger adventure can be a tough one, but we think Ottawa is the place for you. Here’s why:

Bigger and better

Sure, Cornwall has some great things going for it – nice waterfront trails, a movie theatre, and all the necessities. But Ottawa kicks it up with so much more – a fantastic music scene, great bars, authentic tacos, even a Feline Cafe.

If being outside is more your thing, we’ve got loads of green space to take in – you can run, hike, ski, skate, tube, and so much more right here in Ottawa. With so much to do, you’ll get to experience college the way it was meant to be – with new adventures, new friends, and new hangouts. You’ll fit right in!

More jobs, more experience

Ottawa has tons of opportunities. Whether you’re looking for a part-time job while in school or thinking about your dream gig once you graduate, Ottawa has one of the most attractive job markets in Canada right now. We ranked first on the BMO Capital Markets list thanks to our strong employment growth, low jobless rate, impressive median income, and more. Basically, we’ve got jobs to spare! You can check these stats out here.

Tons of our programs also have work integrated learning opportunities, meaning an internship, co-op, work placement or other industry experience could be part of your learning. Since Ottawa is home to so many businesses and industries, you’ll gain diverse experience that likely isn’t available in Cornwall.

Ottawa

Close but far

There’s something great about living far enough away from your parents that they can’t just drop in unexpectedly, but close enough that you can still pop home to do laundry or enjoy a homecooked meal. Since Ottawa is just an hour or so away, you can enjoy some of the comforts of home while still creating your own life away from your parent’s nest.

Stay Safe

Moving away from home can be really scary. We want you to feel safe. That’s why you should come to Ottawa! According to Maclean’s Most Dangerous Places, Cornwall is less safe than Ottawa. In contrast, Ottawa was actually ranked as the Top Student City in 2017. The best part? The leading factor was friendliness.

You do you

Real talk, Cornwall and Ottawa are both great choices to live and study in. Our (slightly biased) opinion just wants you to have the time of your life at college – and we know Ottawa will welcome you with open arms. You do you, friend. You got this!